Retirement Planning. Financial Freedom.
Ryan is passionate about educating family, friends, and clients to make informed financial decisions, showing them how to reach toward their goals, strive for financial freedom. He utilizes goals-based financial planning tools to help clients see if they’re “on track” for–and in–retirement. It all starts with a complimentary “discovery” session to understand goals, questions, concerns, and reviewing/analyzing your:
- Financial situation
- Asset inventory
- Risk tolerance
- Retirement goals, timeline, and income needs
- Insurance (life, health, etc.)
- Budget/cash flow
- Debt/liabilities
- Savings strategies
- Social Security strategies
- The 7 Baby Steps (if you follow Dave Ramsey)
- and more
Ryan's Typical Client
Clients range from retirees, families, single, widowed, Mayo Clinic employees, small business owners, area farmers, and more, but the common thread is that many share similar financial values and a desire for financial freedom. The journey isn't always easy, but being debt-free is worthwhile per all of the conversations I've had with family, friends, and clients.
3 Favorite Quotes
“If you aim at nothing, you’ll hit it every time.” - Zig Ziglar
“A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey
“The time is always right to do what is right.” – Martin Luther King Jr.
Securities, Insurance, & Ramsey
Ryan passed all of his securities exams (Series 7, Series 66), obtained his Life & Health license, and also completed the Ramsey Solutions Financial Coach Master Training. He has been a Financial Peace University coordinator for 13 classes (and counting) since 2016. Ryan was the founder and administrator of the Financial Peace Money Matters yammer group at Mayo Clinic where membership grew to 2,400+ in five years and was the largest yammer group at Mayo.
Let's Get Personal
Ryan and his wife, Hilary, have been married since 2000 and have four children. They started Ramsey's 7 Baby Steps years ago, paid off their debts early (car loan, AC and furnace loan, medical debt), built a real emergency fund, increased retirement investing, and are on a mission to become totally debt-free when their mortgage is paid off.
Volunteering is a big part of Ryan’s spare time – coaching his children’s sports teams over the years (basketball, baseball, soccer) and volunteering for various church activities, endowment committee, landscape team, and youth trips to name a few. He also enjoys playing board/card games with family and friends, watching movies, rooting for MN sports teams (Skol!), and being active with his family – bike rides, basketball, tennis, football, baseball, soccer, and more!
**Ryan is not a Ramsey SmartVestor Pro, but he's been living and advocating many of Ramsey's principles for years. Reach out for a complimentary discovery session with the "heart of a teacher" to learn more.